Updated 2026-10-31 · 6 min read · Guide

Deposit XRP from XT.COM and AscendEX to XORA (2026)

By XORA · Published · Updated

Send native XRP from XT.COM or AscendEX to XORA over XRP Ledger (XRPL) with your numeric Destination Tag and a 10 XRP test send first.

Short answer

To deposit XRP from XT.COM or AscendEX into XORA, move your XRP into your Spot Account (Cash Account on AscendEX), select On-Chain Withdrawal over native XRP Ledger (XRPL, never BEP-20 or TRC-20), paste XORA's XRPL address alongside your mandatory numeric Destination Tag from /app#deposit-xrp, and verify credit with a 10 XRP test transfer (~4s finality) before scaling.

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Direct rails: XRP · RLUSD · BTC · XLM · TRX · RLUSD on XRPL

Moving XRP from Futures, Margin, or Earn to Spot on XT.COM and AscendEX

On XT.COM, XRP held in Futures, Margin, Savings, or Copy Trading sub-accounts must be transferred internally (zero fee) to your Spot Account before initiating an on-chain withdrawal. Similarly, on AscendEX, move XRP from Futures, Margin, or AscendEX Earn into your Cash / Spot Account so the full balance appears as withdrawable on the XRP Ledger.

Selecting native XRP Ledger (XRPL) instead of BEP-20 or EVM chains

XT.COM and AscendEX support multiple withdrawal networks on major tokens, including BNB Smart Chain (BEP-20). XORA's XRP deposit rail (/app#deposit-xrp) settles exclusively on native XRP Ledger Mainnet (classic r-address rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o). Never choose BEP-20 or TRC-20 when sending XRP to XORA, as wrapped tokens cannot settle on native XRPL.

Mandatory numeric Destination Tag and No-Tag warning

XORA uses a pooled XRPL treasury address where every depositor is routed by a unique numeric Destination Tag shown on /app#deposit-xrp. On XT.COM and AscendEX, paste the digits-only tag into the Tag/Memo field and leave any 'No Tag / No Memo' checkbox unchecked. Omitting the tag prevents automatic attribution and requires manual transaction-hash recovery.

Exchange Earn caps vs XORA liquid XRP and RLUSD disclosures

Idle Spot XRP on XT.COM or AscendEX earns 0%, while exchange staking/earn promos vary by pool cap and lockup rules. Where enabled, XORA publishes up to 22% variable XRP Tier 1 APY value (15% native XRP yield + ~7% estimated XORA reward value on 0 to 1,000 XRP) and up to 17% on native XRPL RLUSD with daily compounding and $0 XORA deposit fee. Rates are variable and not guaranteed; XORA is custodial, not a bank, and not FDIC or SIPC insured.

XT.COM and AscendEX to XORA XRP transfer checklist

ItemXT.COMAscendEXXORA XRPL rail
Funding walletSpot Account (move out of Futures/Earn)Cash / Spot Account (move out of Margin/Earn)Native XRP Ledger (/app#deposit-xrp)
Network selectionXRP / XRP Ledger (never BEP-20)XRP / XRPL Mainnet (never BEP-20)Classic r-address on XRPL Mainnet
Destination TagRequired numeric Tag (keep No-Tag OFF)Required numeric Tag/MemoMandatory 9-digit attribution tag
Settlement & test10 XRP test send (~4s after broadcast)10 XRP test send (~4s after broadcast)$0 XORA deposit fee
⚠ Tag required

Always include the destination tag with your XRP deposit. Without it the funds cannot be credited to your account automatically and recovery requires manual support intervention.

Checklist

  1. Open /app#deposit-xrp in XORA and copy both XORA's XRPL deposit address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) and your unique numeric Destination Tag.
  2. In XT.COM (Spot Account) or AscendEX (Cash Account), transfer any XRP out of Futures, Margin, or Earn sub-wallets first.
  3. Open Withdraw -> XRP -> On-Chain Withdrawal and select native XRP / XRP Ledger (never BEP-20 or TRC-20).
  4. Paste XORA's XRPL address and enter your exact numeric Destination Tag in the Tag/Memo box (leave No-Tag unchecked).
  5. Submit a 10 XRP test withdrawal, complete email + Google Authenticator / security password verification, and wait ~4 seconds after broadcast for XORA credit.
  6. Once the 10 XRP test deposit appears in XORA, whitelist the verified address + Destination Tag pair in XT.COM or AscendEX for future transfers.

Frequently Asked Questions

Can I use XT.COM or AscendEX internal UID transfer to deposit into XORA?

No. Internal UID, email, or phone transfers only settle off-chain between accounts on the same exchange. Always select On-Chain Withdrawal over native XRP Ledger.

Why must I avoid BEP-20 when withdrawing XRP from XT.COM or AscendEX?

BEP-20 withdraws a wrapped token on BNB Smart Chain rather than native XRP on the XRP Ledger. XORA's /app#deposit-xrp rail credits native XRPL transactions only.

What happens if I send XRP from XT.COM or AscendEX without my Destination Tag?

Funds arrive at XORA's shared XRPL treasury address unattributed and require manual support review with your on-chain transaction hash and exchange withdrawal screenshot. Always test with 10 XRP first.

Does XORA charge a fee to receive XRP from XT.COM or AscendEX?

No. XORA charges $0 deposit fee across all 5 native crypto rails; you only pay XT.COM's or AscendEX's standard XRPL network withdrawal fee.

Sources

Next

Open /app#deposit-xrp, copy XORA's XRPL address and your numeric Destination Tag, select native XRP Ledger in XT.COM or AscendEX, and confirm a 10 XRP test send first. Rates are variable and not guaranteed.

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