Updated 2026-10-31 · 5 min read · Guide

How to Deposit XRP from Safello and Firi to XORA (2026)

By XORA · Published · Updated

Withdraw XRP from Safello in Sweden and Firi in Norway and Denmark to XORA: complete Nordic BankID and TFR checks, attach your numeric tag, and test 10 XRP.

Short answer

Safello (registered with Sweden's Finansinspektionen) and Firi (registered with Norway's Finanstilsynet and Denmark's DFSA) connect SEK Swish, NOK Vipps, and BankID bank rails to native XRP liquidity across the Nordics. Holders can withdraw XRP over the XRP Ledger directly with a Destination Tag or via a personal Ledger or Xaman wallet where Nordic Travel Rule policies require a self-custody hop.

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Direct rails: XRP · RLUSD · BTC · XLM · TRX · RLUSD on XRPL

SEK Swish and NOK Vipps rails to native XRPL

Nordic XRP investors using Safello or Firi authenticate with BankID, convert SEK, NOK, or DKK into XRP, and withdraw over native XRP Ledger mainnet. Copy XORA's XRPL deposit address and your unique numeric Destination Tag from /app#deposit-xrp.

Nordic Travel Rule prompts and self-custody wallet hop

Enter XORA's r-address and your numeric Destination Tag in the Tag field and complete the Travel Rule recipient declaration. If your Nordic exchange restricts direct sends to non-Nordic custodial platforms, withdraw XRP to your personal Ledger or Xaman XRPL wallet first (keeping 1 XRP for the XRPL base reserve) and forward native XRP to XORA with your numeric Destination Tag.

10 XRP test transfer and variable yield disclosures

Always verify your route with a 10 XRP test transfer (~4 seconds XRPL settlement, < $0.01 network fee) before sending larger SEK or NOK positions. XORA quotes up to 22% variable XRP Tier 1 APY value (0 to 1,000 XRP) and up to 17% on native XRPL RLUSD where enabled; rates are variable, not guaranteed, and XORA is custodial and not Riksgalden, Bankenes Sikringsfond, FDIC, or SIPC insured.

Safello and Firi to XORA XRP transfer overview

ItemSafello (SEK Swish)Firi (NOK / DKK / SEK)XORA requirement
Supported networkXRP Ledger (native)XRP Ledger (native)XRP Ledger mainnet only
AuthenticationMobile BankID + TFR promptBankID / Vipps + TFR promptDirect or via personal XRPL wallet
Destination TagTag numeric fieldTag numeric fieldMandatory unique numeric tag
Recommended first send10 XRP test transfer10 XRP test transferConfirm credit before scaling
Complete BankID / TFR prompts and include your numeric Destination Tag

Nordic MiCA and Travel Rule screening verifies external recipients. Whether sending directly from Safello or Firi or forwarding from a personal Ledger or Xaman wallet, always include XORA's XRPL address rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o and your numeric Destination Tag.

Checklist

  1. Open /app#deposit-xrp in XORA and copy the XRPL deposit address and your unique numeric Destination Tag.
  2. Sign in to Safello or Firi with BankID and open your XRP withdrawal screen.
  3. Select native XRP Ledger (XRPL), or withdraw to your personal Ledger/Xaman wallet first if required by Travel Rule policy.
  4. When sending to XORA, paste XORA's XRPL address and enter your exact numeric Destination Tag.
  5. Approve a 10 XRP test transfer with BankID / 2FA and confirm credit in XORA (~4 seconds after broadcast).
  6. Send your remaining XRP balance once the 10 XRP test transfer is confirmed in XORA.

Frequently Asked Questions

Can I send XRP from Safello or Firi to XORA?

Yes. Both Nordic platforms support native XRP Ledger withdrawals with BankID verification; if Travel Rule screening restricts direct third-party custodial payouts, route via a personal Ledger or Xaman XRPL wallet and attach your numeric XORA Destination Tag on the send to XORA.

Why does a personal XRPL wallet lock 1 XRP if I use an intermediate hop?

The XRP Ledger protocol enforces a 1 XRP base reserve on every active self-custody wallet address.

How fast do XRP transfers settle once broadcast from Safello, Firi, or Xaman?

On-chain XRPL finality takes approximately 4 seconds once broadcast, with network fees below $0.01.

Are XORA balances covered by Swedish Riksgalden or Norwegian deposit insurance?

No. XORA is a custodial crypto neobank, not a Nordic bank, and balances are not insured by Riksgalden, Bankenes Sikringsfond, FDIC, or SIPC. Rates are variable and not guaranteed.

Sources

Next

Open /app#deposit-xrp, copy XORA's XRPL address and your numeric Destination Tag, and send a 10 XRP test transfer first. Rates are variable and not guaranteed. XORA is custodial, not a bank, and not Riksgalden, FDIC, or SIPC insured.

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