What Is an XRP Destination Tag?
A plain-English guide to XRP destination tags, why exchanges and custodial apps require them, and how XORA uses tags to credit XRP deposits.
A destination tag is the routing number inside an XRP payment. On XORA, it tells the treasury wallet which account should receive credit for a deposit.
What the destination tag does
The XRP Ledger payment goes to a wallet address. The destination tag is an extra numeric field attached to the payment. Custodial platforms use it because many users share one treasury address. Without the tag, the XRP can arrive at the treasury but the platform cannot automatically know which user sent it.
Why XORA shows both address and tag
XORA uses a shared treasury wallet with unique user destination tags. The address routes XRP to XORA custody. The tag routes the same deposit to your internal account balance. Always copy both fields exactly from the Portfolio tab.
What happens if the tag is missing
If a deposit arrives without the tag, automatic crediting cannot happen. Recovery may require manual support, ledger review, and proof that the transaction belongs to you. Some exchanges block tagless XRP withdrawals for this reason.
How to check before sending
Before sending, confirm the asset is XRP on the XRP Ledger, the address matches the XORA deposit address, and the destination tag matches your account tag. Start with a small test deposit if you are moving a large balance for the first time.
Checklist
- Open XORA and go to the Portfolio tab.
- Copy the XRP deposit address.
- Copy the destination tag shown under the address.
- Paste both fields into the sending wallet or exchange.
- Confirm the network is XRP Ledger, then send.
Frequently Asked Questions
Is an XRP destination tag always required?
It is required when the receiving platform uses a shared custodial wallet, including XORA. Self-custody wallets may not require one.
Can I reuse my XORA destination tag?
Yes. Your XORA tag routes deposits to your account. Always use the tag shown in your own dashboard.
Is the destination tag the same as a memo?
It is similar in purpose but XRP uses a numeric destination tag field. Do not put the tag only in a note if the exchange has a dedicated destination tag field.
Can XORA recover a deposit without a tag?
Sometimes, but not automatically. You need the transaction hash and proof that the sending account belongs to you.
Next
Open XORA to view your live XRP balance, deposit address, destination tag, and yield projection.
Open Xora