Updated 2026-10-31 · 7 min read · Guide

Deposit XRP from Revolut to XORA (2026)

By XORA · Published · Updated

Send XRP from Revolut and Revolut X to XORA: enter treasury address and Destination Tag, verify Travel Rule prompts, test first, and earn up to 22% APY value.

Short answer

Open XORA at /app#deposit-xrp, copy BOTH XORA's shared XRP Ledger treasury address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) AND your personal numeric Destination Tag, and paste both into Revolut or Revolut X. Revolut allows crypto withdrawals for verified customers across the UK, EEA, and supported jurisdictions. When withdrawing XRP in the Revolut app, select Send, paste XORA's XRPL address, enter your numeric Destination Tag, and select native XRP Ledger network. When prompted by Revolut Travel Rule compliance checks, select sending to an external business or platform account and enter XORA details. Always execute a 10 XRP test transfer first, which settles with on-chain finality in 3 to 5 seconds. Eligible Tier 1 XRP balances from 0 to 1,000 XRP earn up to 22% variable APY value (15% native XRP yield plus 7% estimated XORA reward value), stepping to 19%, 17%, and 15% on higher tiers. Review security architecture at /security, explore the yield origin at /yield-source, calculate returns in /xrp-yield-calculator, and check destination tag guidance in /guides/xrp-destination-tag. Rates are variable and not guaranteed. XORA is custodial, not a bank, and not FDIC or SIPC insured.

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Revolut crypto withdrawals vs XORA daily compounding yield

Revolut and Revolut X offer convenient on-ramps from fiat currency (GBP, EUR, USD) into native XRP. However, leaving XRP in Revolut pays 0% in holding yield because Revolut does not offer native XRP staking or earn products. Depositing XRP into XORA transfers assets from Revolut's custodial partner into XORA's pooled XRPL treasury, where eligible Tier 1 balances (0 to 1,000 XRP) earn up to 22% variable APY value (15% native XRP yield plus 7% estimated XORA reward value). Higher balance tiers earn 19%, 17%, and 15% APY value. Yield compounds daily at 00:00 UTC with no fixed lock-up periods.

Revolut Travel Rule compliance and recipient details prompt

In accordance with UK and European Travel Rule regulations, Revolut prompts users to verify the recipient when sending crypto to an external platform. When prompted in Revolut, identify the transfer as going to an external business or financial service provider (XORA). Confirm that you are the beneficial owner of the destination account. Providing accurate recipient context ensures your transaction clears Revolut internal compliance screening without administrative holds.

Verifying the native XRP Ledger network and Destination Tag

Always verify that Revolut is configured to broadcast on the native XRP Ledger. Never attempt to send wrapped XRP or alternate chain tokens. In the Revolut send screen, paste XORA's address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) and immediately paste your numeric Destination Tag into the Tag/Memo field. Do not leave the tag blank. Because XORA uses one shared address for all deposits, your numeric Destination Tag is the sole identifier linking the incoming XRPL payment to your account.

Sending a 10 XRP test transfer and 3 to 5 second settlement

Execute a 10 XRP test transaction before sending your full Revolut balance. Complete Revolut biometric or passcode verification. Once Revolut submits the payment to the XRP Ledger, network consensus validates the ledger close in 3 to 5 seconds. XORA charges a $0 deposit fee, and standard XRPL base fees burn less than $0.01 in drops. Verify that the 10 XRP credit reflects in your XORA dashboard before transferring your remaining funds.

Treasury backing, withdrawal controls, and risk disclosures

XORA holds deposited XRP in on-chain treasury reserves and reconciles user balances daily against verifiable XRPL assets. Native XRP yield is funded by a finite protocol bootstrap subsidy that steps down as total deposits grow. Estimated XORA reward value is tracked separately from APY. XORA enforces no fixed lock-up periods, and outbound withdrawals pass automated account, treasury, reconciliation, and security risk controls before broadcast. Crypto holdings are not protected by FSCS, FDIC, or SIPC insurance.

Revolut Crypto vs XORA custodial deposit parameters

ParameterRevolut & Revolut XXORA Custodial AccountVerification Check
XRP holding yield0% native yield in Revolut appUp to 22% APY value on 0 to 1,000 XRP15% native XRP + 7% est. XORA reward value
Destination TagRequired for exchange transfersMandatory unique numeric Destination TagPaste exact digits into Revolut Tag field
Travel Rule promptRequired in UK/EEA jurisdictionsRecipient: XORA (external platform)Confirm personal account ownership
Network selectionNative XRP LedgerNative XRPL only (3 to 5s finality)Confirm XRP Ledger rail before send
Deposit fee & lock-upRevolut network withdrawal fee$0 XORA deposit fee; no fixed lock-upSend 10 XRP test transfer first
Mandatory numeric Destination Tag in Revolut crypto transfer

Revolut displays a dedicated Destination Tag / Memo field when withdrawing XRP to external addresses. You must enter your exact numeric Destination Tag from XORA. Omitting this tag sends funds to XORA's shared XRPL treasury address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) without account attribution, preventing automatic crediting and requiring manual support recovery.

Checklist

  1. Open Deposit XRP in XORA, copy the shared XRPL treasury address rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o, and copy your numeric Destination Tag.
  2. In Revolut, tap Crypto, select XRP, tap Send, and paste XORA's address into the recipient address box.
  3. Paste your unique numeric Destination Tag into Revolut's Tag/Memo field.
  4. Answer Revolut Travel Rule compliance prompts by confirming the destination is an external platform (XORA) where you hold an account.
  5. Send a 10 XRP test transfer first, verify 3 to 5 second XRPL finality, and confirm your balance credits before sending more.

Frequently Asked Questions

Does Revolut support external on-chain XRP withdrawals?

Yes. Revolut and Revolut X support external crypto withdrawals on the native XRP Ledger for verified users in supported countries, including the UK and EEA. Always ensure your account has completed identity verification and that crypto withdrawals are active in your region.

Where do I enter the Destination Tag in Revolut?

When entering the recipient XRP address in Revolut, the app provides a field labeled Destination Tag or Memo. Paste your exact numeric Destination Tag from /app#deposit-xrp into this box. Never submit an XRP transfer to XORA without your numeric tag.

How do I complete Revolut Travel Rule questions when sending to XORA?

Revolut may ask if you are sending to yourself, a friend, or a business platform. Select that you are sending to an external exchange or custodial neobank (XORA) under your own name. Confirming that you own the receiving account helps the payment clear automated compliance checks promptly.

What should I do if I forgot the Destination Tag on Revolut?

If your payment was sent without the numeric Destination Tag, the funds reached XORA's shared address but cannot be credited automatically. Retrieve your 64-character transaction hash from Revolut transfer details and contact hello@xora.finance with the txid and amount for manual recovery.

Are deposits from Revolut subject to a fixed lock-up on XORA?

No. XORA enforces no fixed lock-up terms. Yield accrues daily at 00:00 UTC, and withdrawals pass automated account, treasury, and security risk controls before broadcast. Rates are variable and not guaranteed.

Sources

Next

Open /app#deposit-xrp, copy XORA's XRPL address and numeric Destination Tag, and send a 10 XRP test transfer from Revolut to start earning. Rates are variable and not guaranteed. XORA is custodial, not a bank, and not FDIC or SIPC insured.

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