Updated 2026-10-31 · 7 min read · Guide

Deposit XRP from Bitget and MEXC to XORA (2026)

By XORA · Published · Updated

Deposit XRP from Bitget or MEXC to XORA: choose native XRP (XRPL) chain over BEP20/ERC20, enter Destination Tag, pay ~0.1-0.25 XRP fee, and earn up to 22% APY value.

Short answer

Open XORA at /app#deposit-xrp or /app#deposit-rlusd, copy BOTH XORA's shared XRP Ledger treasury address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) AND your unique numeric Destination Tag, and paste both into Bitget or MEXC. Both global spot and derivatives exchanges support multiple deposit and withdrawal networks. When withdrawing XRP from Bitget or MEXC, you MUST explicitly select the native XRP (XRPL) chain and avoid BNB Smart Chain (BEP20) or Ethereum (ERC20). Sending wrapped tokens to an XRPL address causes permanent asset loss. Enter XORA's treasury address and paste your numeric Destination Tag into the Tag/Memo field. Bitget and MEXC charge a low withdrawal fee of approximately 0.1 to 0.25 XRP. Always send a 10 XRP test transfer first, which reaches on-chain finality in approximately 4 seconds with a $0 XORA deposit fee. Eligible Tier 1 XRP balances from 0 to 1,000 XRP earn up to 22% variable APY value (15% native XRP yield plus 7% estimated XORA reward value), while native XRPL RLUSD quotes up to 17% variable APY value where enabled in-app. Calculate compounding in /xrp-yield-calculator, verify security at /security, and reserve your handle at /card. Rates are variable and not guaranteed. XORA is custodial, not a bank, and not FDIC or SIPC insured.

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Direct rails: Deposit XRP · Deposit RLUSD · Deposit BTC · RLUSD on XRPL guide

Network selection: native XRP Ledger vs BEP20 and ERC20 tokens

Bitget and MEXC offer multi-chain withdrawal routing for several major assets. For XRP, both exchanges may display network choices such as XRP (XRPL), BSC/BEP20, and ERC20. Selecting BEP20 or ERC20 emits a smart contract wrapped token on BNB Smart Chain or Ethereum rather than native XRP on the XRP Ledger. Because XORA's treasury infrastructure runs exclusively on native XRPL rails, sending wrapped tokens to XORA's rhbErk... address results in unrecoverable funds. Always select native XRP (XRPL) as the withdrawal rail.

Mandatory Destination Tag entry in Bitget and MEXC

When withdrawing on the native XRP Ledger, both Bitget and MEXC present a recipient address field alongside a field labeled Tag or Memo. Enter XORA's shared treasury address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) and paste your unique numeric Destination Tag from /app#deposit-xrp. Bitget and MEXC may provide a checkbox stating No Tag or Tag not required for external wallets. Never check this box. XORA uses one shared address for all user balances; your numeric Destination Tag is the sole identifier linking the transaction to your account.

Exchange withdrawal fees and network economics

Bitget and MEXC maintain competitive withdrawal fee structures for native XRP, typically charging between 0.1 and 0.25 XRP per transaction to cover network broadcast overhead. XORA charges a $0 deposit fee, and the underlying XRP Ledger burns less than $0.01 in transaction drops per ledger close. Because exchange fees are fixed regardless of transfer size, sending a 10 XRP test transaction costs only a negligible fraction of an XRP in exchange fees.

Executing a 10 XRP test send and 4-second XRPL settlement

Before initiating a substantial transfer, always execute a small test transaction of 10 XRP or 10 RLUSD. Complete the exchange security verification flow (email verification code plus Google Authenticator or SMS 2FA). Once Bitget or MEXC processes the withdrawal, the XRP Ledger reaches validated consensus finality in approximately 4 seconds (3 to 5 seconds). Confirm that your 10 XRP balance reflects inside your XORA account before moving your remaining allocation.

Custodial treasury architecture, recovery, and risk disclosures

XORA holds customer balances in secure on-chain treasury reserves and reconciles ledgers daily against validated XRPL transactions. Yield is funded by a finite protocol bootstrap subsidy designed to build liquidity. If you inadvertently submit an untagged withdrawal from Bitget or MEXC, locate the 64-character transaction hash (TXID) in your exchange withdrawal history and email hello@xora.finance with the details for manual recovery. Outbound withdrawals pass automated security and treasury risk controls. Custodial crypto balances carry counterparty risk and are not insured by FDIC or SIPC.

Bitget and MEXC vs XORA XRP deposit parameters

ParameterBitget and MEXCXORA Custodial AccountAction Required
XRP yield rate0% to 1.5% flexible earn programsUp to 22% APY value on 0 to 1,000 XRP15% native XRP + 7% est. XORA reward value
Network railChoice of XRPL, BEP20, ERC20Native XRP Ledger onlySelect native XRP (XRPL); never BEP20/ERC20
Destination TagTag/Memo field with No Tag optionMandatory unique numeric Destination TagNever select No Tag; paste exact tag digits
Withdrawal feeApprox. 0.1 to 0.25 XRP per transfer$0 XORA deposit feeVerify exchange withdrawal fee before send
Settlement speedExchange processing + ~4s XRPL finality3 to 5 second finality; $0 XORA feeExecute 10 XRP test transfer first
Select native XRP (XRPL) network: Never choose BEP20 or ERC20

Bitget and MEXC often present multiple network options for XRP withdrawals, including BNB Smart Chain (BEP20) and Ethereum (ERC20). You must select native XRP (XRPL). XORA operates on the native XRP Ledger; transferring wrapped BEP20 or ERC20 tokens to XORA's XRPL address will lead to irreversible loss. In addition, you must enter your exact numeric Destination Tag.

Checklist

  1. Open Deposit XRP or Deposit RLUSD and copy XORA's shared XRPL treasury address rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o and your numeric Destination Tag.
  2. In Bitget or MEXC, go to Assets, select Withdraw, choose XRP, and select the native XRP (XRPL) network.
  3. Paste XORA's XRPL address and enter your numeric Destination Tag into the Tag/Memo field.
  4. Confirm that the No Tag option is left unchecked and verify that the destination tag digits match your XORA dashboard.
  5. Send a 10 XRP test transfer first, complete exchange 2FA, verify settlement in approximately 4 seconds, and confirm your balance before transferring more.

Frequently Asked Questions

Can I withdraw XRP from Bitget or MEXC using BSC (BEP20) to XORA?

No. Never withdraw XRP using BNB Smart Chain (BEP20) or Ethereum (ERC20) when sending to XORA. XORA operates exclusively on the native XRP Ledger. Sending wrapped tokens to an XRPL address results in permanent token loss. Always select native XRP (XRPL).

Do Bitget and MEXC require a Destination Tag when sending to XORA?

Yes. Bitget and MEXC require a Destination Tag when sending XRP to an exchange or custodial service. Because XORA uses one shared address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o), your unique numeric Destination Tag is mandatory to identify your deposit. Never check the No Tag box.

What is the withdrawal fee for XRP on Bitget and MEXC?

Bitget and MEXC typically charge between 0.1 and 0.25 XRP per withdrawal on the native XRP Ledger. XORA charges a $0 deposit fee, and the base ledger burn is negligible. Always review the fee on the exchange withdrawal screen before submitting.

How quickly do XRP deposits from Bitget and MEXC arrive on XORA?

Once Bitget or MEXC processes the withdrawal and broadcasts the transaction, the XRP Ledger reaches validated consensus finality in approximately 4 seconds (3 to 5 seconds). XORA automatically credits your account upon ledger inclusion.

What happens if I forget to enter the Destination Tag on Bitget or MEXC?

If you withdraw XRP without entering your numeric Destination Tag, the funds will arrive at XORA's pooled treasury address but cannot be credited automatically. Copy the 64-character transaction hash (TXID) from your Bitget or MEXC withdrawal records and email hello@xora.finance for manual recovery assistance.

Sources

Next

Open /app#deposit-xrp, copy XORA's XRPL treasury address and numeric Destination Tag, and initiate a 10 XRP test withdrawal from Bitget or MEXC. Rates are variable and not guaranteed. XORA is custodial, not a bank, and not FDIC or SIPC insured.

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