Updated 2026-10-31 · 6 min read · Guide

Deposit XRP and RLUSD from Crossmark and GemWallet to XORA (2026)

By XORA · Published · Updated

Send native XRP and XRPL RLUSD from Crossmark or GemWallet browser extensions to XORA with your numeric Destination Tag and XRPL reserve check.

Short answer

To deposit native XRP or XRPL RLUSD from the Crossmark or GemWallet browser extension into XORA, confirm your extension is set to XRPL Mainnet, paste XORA's shared XRPL address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o), enter your unique numeric Destination Tag from /app#deposit-xrp or /app#deposit-rlusd, and inspect the signing popup before approving a 10 XRP or 10 RLUSD test send.

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Direct rails: XRP · RLUSD · BTC · XLM · TRX · RLUSD on XRPL

Verify XRPL Mainnet in Crossmark and GemWallet first

Crossmark and GemWallet are native XRP Ledger browser extensions used across Chromium browsers for both Mainnet assets and Testnet or Devnet dApps. Before initiating a send, check the network badge at the top of Crossmark or GemWallet and confirm XRPL Mainnet is selected; Testnet or Devnet tokens carry zero real value and never credit on Mainnet.

Sending native XRP vs XRPL RLUSD on the same r-address

Both native XRP and XRPL-issued Ripple USD (RLUSD, official issuer rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De, 160-bit currency hex 524C555344000000000000000000000000000000) settle on XORA's XRPL treasury address using XRPL Payment transactions with your numeric Destination Tag. Never send Ethereum ERC-20 RLUSD to an XRPL r-address.

XRPL base and owner reserve math in extension wallets

Self-custody XRPL accounts must retain at least the 1 XRP base reserve plus 0.2 XRP per owned ledger object (such as an active RLUSD trust line, open DEX offer, or signer list). Subtract your locked reserve plus ~0.000012 XRP network fee when calculating the maximum spendable XRP in Crossmark or GemWallet.

Inspecting the signing payload and custody tradeoffs

Before clicking Confirm in the Crossmark or GemWallet signing window, verify TransactionType is Payment, Destination equals rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o, and DestinationTag matches your exact numeric XORA tag. Moving assets from self-custody (0% native protocol yield) to XORA exchanges direct private-key custody for custodial counterparty risk (up to 22% variable XRP Tier 1 APY value and up to 17% XRPL RLUSD APY value where enabled, partially bootstrap-subsidised, not guaranteed, and not FDIC or SIPC insured).

Crossmark and GemWallet XRPL transfer checklist

CheckCrossmark extensionGemWallet extensionXORA requirement
Network selectorXRPL Mainnet (not Testnet/Devnet)XRPL Mainnet (not Testnet/Devnet)XRPL Mainnet only
Supported assetsNative XRP + XRPL RLUSDNative XRP + XRPL RLUSDVerify RLUSD issuer rMxCKb...5De
Destination TagDestination Tag integer fieldDestination Tag integer fieldMandatory unique numeric tag
Wallet reserve kept1 XRP base + 0.2 XRP per object1 XRP base + 0.2 XRP per objectSend 10 XRP or 10 RLUSD test first
⚠ Tag required

Always include the destination tag with your XRP deposit. Without it the funds cannot be credited to your account automatically and recovery requires manual support intervention.

Checklist

  1. Open Crossmark or GemWallet in your browser and confirm the active network selector reads XRPL Mainnet.
  2. Open /app#deposit-xrp (or /app#deposit-rlusd for XRPL RLUSD) in XORA and copy both XORA's XRPL r-address and your unique numeric Destination Tag.
  3. Click Send in Crossmark or GemWallet, choose XRP or official XRPL RLUSD (issuer rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De), and paste XORA's r-address.
  4. Enter your exact numeric XORA Destination Tag into the Destination Tag field without spaces or text characters.
  5. Verify the extension signing prompt displays Payment, rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o, and your DestinationTag integer, then sign a 10 XRP or 10 RLUSD test transfer.
  6. Confirm credit in XORA within 3 to 5 seconds before sending additional funds while leaving your 1 XRP + 0.2 XRP/object reserve intact.

Frequently Asked Questions

Can I connect Crossmark or GemWallet directly or send manually to XORA?

You can always send native XRP or XRPL RLUSD directly from Crossmark or GemWallet using a standard XRPL Payment transaction to XORA's deposit r-address with your unique numeric Destination Tag copied from /app#deposit-xrp or /app#deposit-rlusd.

Why did Crossmark or GemWallet reject sending my full XRP balance?

The XRP Ledger enforces a 1 XRP base reserve per funded wallet plus 0.2 XRP for each trust line (such as RLUSD) or open DEX offer. Leave that reserve plus a fraction of a drop for the XRPL fee inside your extension wallet.

How do I verify my RLUSD in Crossmark or GemWallet is the real XRPL RLUSD?

Check the token issuer address inside your extension's trust line details: official Ripple USD on XRPL is issued by rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De with currency code 524C555344000000000000000000000000000000.

Are funds sent from Crossmark or GemWallet to XORA insured?

No. Once deposited, assets move from your non-custodial browser extension into XORA's custodial treasury, which carries counterparty risk and is not a bank or FDIC/SIPC insured. Rates are variable and not guaranteed.

Sources

Next

Open /app#deposit-xrp or /app#deposit-rlusd, copy XORA's XRPL address and your numeric Destination Tag, and verify both fields inside your Crossmark or GemWallet signing prompt on a 10 XRP or 10 RLUSD test send first. Rates are variable and not guaranteed.

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