Updated 2026-10-31 · 5 min read · Guide

How to Deposit XRP from Ripio and Lemon Cash to XORA (2026)

By XORA · Published · Updated

Withdraw XRP from Ripio and Lemon Cash in Argentina to XORA: verify native XRP Ledger network, avoid EVM bridges, attach your numeric tag, and test 10 XRP.

Short answer

Ripio and Lemon Cash are CNV-registered PSAV platforms in Argentina connecting instant ARS CVU and CBU transfers to crypto rails. When withdrawing XRP to XORA, verify that native XRP Ledger (XRPL) mainnet is selected rather than an EVM or BSC wrapped network, and enter both XORA's XRPL address and your numeric Destination Tag.

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Direct rails: XRP · RLUSD · BTC · XLM · TRX · RLUSD on XRPL

ARS CVU and CBU instant funding to native XRPL

Argentine holders using Ripio or Lemon Cash can convert ARS or stablecoins into XRP and withdraw over the XRP Ledger where native XRPL withdrawals are enabled on their account. Copy XORA's XRPL deposit address and your unique numeric Destination Tag from /app#deposit-xrp.

Network verification and Destination Tag entry

Before confirming on Ripio or Lemon Cash, confirm the withdrawal network reads XRP Ledger (XRPL) and never BNB Chain or an EVM wrapper. Paste XORA's r-address and your exact numeric Destination Tag into the Tag or Memo field, keeping any Sin Tag or No Memo toggle disabled.

10 XRP test transfer and custodial risk disclosures

Start with a 10 XRP test withdrawal and verify automatic credit inside XORA (~4 seconds after on-chain broadcast) before moving larger balances. XORA quotes up to 22% variable XRP Tier 1 APY value (0 to 1,000 XRP) and up to 17% on native XRPL RLUSD where enabled; rates are variable, not guaranteed, and XORA is custodial and not SEDESA, BCRA, FDIC, or SIPC insured.

Ripio and Lemon Cash to XORA XRP transfer overview

ItemRipio (ARS / LatAm)Lemon Cash (ARS)XORA requirement
Supported networkXRP Ledger (verify native XRPL)XRP Ledger (verify native XRPL)XRP Ledger mainnet only
Destination TagTag / Memo numeric fieldTag / Memo numeric fieldMandatory unique numeric tag
Security confirmation2FA + email / app code2FA + biometric / email codeSave XRPL tx hash until credited
Recommended first send10 XRP test transfer10 XRP test transferConfirm credit before full size
Verify native XRP Ledger mainnet and attach your numeric tag

Some Latin American apps list multiple withdrawal networks alongside native XRPL. Only native XRP sent on XRP Ledger mainnet to rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o with your numeric Destination Tag credits automatically on XORA.

Checklist

  1. Open /app#deposit-xrp in XORA and copy the XRPL deposit address and your unique numeric Destination Tag.
  2. Open Ripio or Lemon Cash and navigate to Send / Withdraw XRP.
  3. Confirm native XRP Ledger (XRPL) is selected as the withdrawal network (never BSC or EVM).
  4. Paste XORA's XRPL address and enter your numeric Destination Tag in the Tag or Memo box.
  5. Approve a 10 XRP test withdrawal with 2FA and email confirmation.
  6. Verify the 10 XRP credit inside XORA (~4 seconds after broadcast) before sending larger amounts.

Frequently Asked Questions

Can I withdraw XRP from Ripio or Lemon Cash to XORA?

Yes, whenever native XRP Ledger (XRPL) withdrawal is selected. Never use BNB Smart Chain or EVM wrapped XRP networks, and always include your numeric XORA Destination Tag.

What if my app shows Sin Tag or No Memo?

Leave Sin Tag or No Memo unchecked and enter the exact numeric Destination Tag shown in XORA so your deposit credits automatically.

Can I also route XRP from Bitso in Argentina?

Yes. Argentine users can also withdraw native XRP from Bitso over XRPL using the same XORA address and numeric Destination Tag.

Are XORA balances covered by Argentine SEDESA bank deposit insurance?

No. XORA is a custodial crypto neobank, not an Argentine bank, and balances are not insured by SEDESA, FDIC, or SIPC. Rates are variable and not guaranteed.

Sources

Next

Open /app#deposit-xrp, copy XORA's XRPL address and your numeric Destination Tag, and test with 10 XRP on native XRPL first. Rates are variable and not guaranteed. XORA is custodial, not a bank, and not SEDESA, FDIC, or SIPC insured.

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