Updated 2026-10-31 · 5 min read · Guide

How to Deposit XRP from Bit2Me and Coinhouse to XORA (2026)

By XORA · Published · Updated

Withdraw XRP from Bit2Me and Coinhouse in Spain and France to XORA: complete EU TFR Travel Rule prompts, choose XRP Ledger, attach your tag, and test 10 XRP.

Short answer

Bit2Me (registered in Spain) and Coinhouse (AMF-registered PSAN in France) connect EUR SEPA Instant transfers across Spain, Portugal, and France to native XRP liquidity. Both European venues support native XRP Ledger withdrawals when you complete EU Transfer of Funds Regulation (TFR) prompts, select XRP Ledger mainnet, and attach your numeric XORA Destination Tag.

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Direct rails: XRP · RLUSD · BTC · XLM · TRX · RLUSD on XRPL

EUR SEPA Instant rails to native XRP Ledger

Holders in Spain, France, and wider Eurozone markets using Bit2Me or Coinhouse can convert EUR via SEPA Instant into XRP and withdraw over native XRPL. Copy XORA's XRPL address rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o and your unique numeric Destination Tag from /app#deposit-xrp.

EU TFR Travel Rule and Destination Tag verification

When adding XORA as a recipient on Bit2Me or Coinhouse, complete the EU TFR beneficiary form accurately, verify native XRP Ledger network selection, and paste your numeric Destination Tag into the Tag or Memo field. If your venue requests a self-custody hop for external platforms, send via your personal Ledger or Xaman wallet and attach your XORA Destination Tag on the final leg.

10 XRP test transfer and variable yield disclosures

Start with a 10 XRP test withdrawal and verify automatic credit inside XORA (~4 seconds after XRPL broadcast) before moving larger EUR-funded positions. XORA quotes up to 22% variable XRP Tier 1 APY value (0 to 1,000 XRP) and up to 17% on native XRPL RLUSD where enabled; rates are variable, not guaranteed, and XORA is custodial and not FGD, FGDR, FDIC, or SIPC insured.

Bit2Me and Coinhouse to XORA XRP transfer overview

ItemBit2Me (EUR SEPA)Coinhouse (EUR SEPA)XORA requirement
Supported networkXRP Ledger (native)XRP Ledger (native)XRP Ledger mainnet only
Destination TagTag / Memo numeric fieldTag numeric fieldMandatory unique numeric tag
EU compliance stepEU TFR beneficiary + 2FAWhitelist + EU TFR + 2FADirect or via personal XRPL wallet
Recommended first send10 XRP test transfer10 XRP test transferConfirm credit before full size
Complete EU TFR recipient prompts and enter your numeric tag

European MiCA and TFR rules require beneficiary details on outbound crypto transfers, and custodial XRPL deposits require an exact numeric Destination Tag. Keep No Tag unchecked, select native XRP Ledger, and test with 10 XRP first.

Checklist

  1. Sign in to XORA at /app#deposit-xrp and copy the XRPL deposit address and your unique numeric Destination Tag.
  2. Open Bit2Me or Coinhouse and select XRP Withdraw / Send.
  3. Select native XRP Ledger as the transfer network.
  4. Paste XORA's XRPL address and enter your numeric Destination Tag in the Tag or Memo field.
  5. Complete the EU TFR recipient prompt and 2FA confirmation for a 10 XRP test transfer.
  6. Confirm the 10 XRP test lands in XORA (~4 seconds after broadcast) before sending larger amounts.

Frequently Asked Questions

Can I withdraw XRP from Bit2Me or Coinhouse to XORA?

Yes. Select native XRP on the XRP Ledger, complete the EU TFR recipient prompt, and enter both XORA's XRPL address and your numeric Destination Tag.

What if I forget the Destination Tag when sending from Bit2Me or Coinhouse?

Funds arrive at XORA's shared XRPL treasury without automatic account routing and require manual support verification with your transaction hash.

How fast do Eurozone XRP withdrawals reach XORA?

Once Bit2Me or Coinhouse approves and broadcasts the transfer on XRPL, settlement completes in roughly 4 seconds.

Are XORA balances covered by Spanish FGD or French FGDR bank insurance?

No. XORA is a custodial crypto neobank, not an EU bank, and balances are not insured by FGD, FGDR, FDIC, or SIPC. Rates are variable and not guaranteed.

Sources

Next

Open /app#deposit-xrp, copy XORA's XRPL address and your numeric Destination Tag, and send a 10 XRP test transfer from Bit2Me or Coinhouse first. Rates are variable and not guaranteed. XORA is custodial, not a bank, and not FGD, FGDR, FDIC, or SIPC insured.

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