Updated 2026-11-01 · 6 min read · Guide

Deposit BTC from MEXC and HTX to XORA (2026)

By XORA · Published · Updated

Withdraw native Layer-1 Bitcoin (BTC) from MEXC or HTX to your dedicated XORA bc1... SegWit address (never BEP-20, TRC-20, or HECO) with a small BTC test.

Short answer

To deposit Bitcoin (BTC) from MEXC or HTX (formerly Huobi) into XORA, open /app?asset=BTC#deposit-btc in XORA and copy your dedicated per-account native SegWit Bitcoin (bc1...) deposit address (zero memo or destination tag required). Move your BTC out of Futures, Margin, or Earn accounts into your MEXC Spot Account or HTX Spot Account, select the native Bitcoin (BTC) Layer-1 mainnet network (never BEP-20, TRC-20, ERC-20, or HECO wrapped tokens), send a small Layer-1 BTC test withdrawal first, and verify credit after Bitcoin block confirmations. Where enabled, XORA credits up to 14% variable BTC APY value (8% native BTC plus ~6% estimated XORA reward value) with $0 XORA deposit fee. Rates are variable and not guaranteed; XORA is custodial, not a bank, and not FDIC or SIPC insured.

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Withdrawing native Layer-1 BTC from MEXC (Futures / Savings -> Spot Account)

In MEXC, transfer any BTC out of your Futures Wallet or MEXC Flexible Savings into your Spot Account, then open Wallets -> Withdraw -> BTC -> On-Chain Withdrawal. Carefully select the native 'BTC (Bitcoin)' Layer-1 network (never BNB Smart Chain BEP-20 or TRON TRC-20), paste your dedicated XORA bc1... SegWit address from /app?asset=BTC#deposit-btc (zero memo needed), and approve via email OTP and Google Authenticator / Passkey 2FA.

Withdrawing native Layer-1 BTC from HTX (HTX Earn / Futures -> Spot Account)

In HTX, redeem any BTC from HTX Earn or transfer off USDT/Coin-M Futures into your Spot Account, then open Assets -> Withdraw -> BTC. Choose the native 'BTC' Layer-1 Bitcoin mainnet network (never TRC-20 BTC, BEP-20, ERC-20, or legacy HECO), paste your dedicated XORA bc1... address, and confirm with Passkey / 2FA and email/SMS verification.

Why BEP-20, TRC-20, and ERC-20 wrapped BTC cannot credit XORA's bc1... rail

MEXC and HTX display lower-fee cross-chain wrapped BTC networks (such as BNB Smart Chain BEP-20, TRON TRC-20, and Ethereum ERC-20) alongside native Layer-1 Bitcoin. Those networks issue synthetic wrapped tokens on EVM or TRON smart contracts, whereas XORA's /app?asset=BTC#deposit-btc rail credits native Layer-1 Bitcoin UTXOs sent directly to your unique bc1... address.

Small Layer-1 BTC test send and custodial BTC yield disclosures

Broadcast a small Layer-1 BTC test withdrawal first, track your transaction ID on mempool.space (~10 to 60 minutes depending on Bitcoin block confirmations and exchange batch broadcast), and confirm it credits inside XORA before transferring larger BTC balances. Where enabled, XORA quotes up to 14% variable BTC APY value with $0 XORA deposit fee. Rates are variable and not guaranteed; XORA is custodial, not a bank, and not FDIC or SIPC insured.

MEXC vs HTX vs XORA Layer-1 Bitcoin transfer comparison

CheckMEXC (Spot On-Chain)HTX (Spot Account)XORA BTC rail
Required networkBTC - Bitcoin mainnet (never BEP-20/TRC-20)BTC Layer-1 mainnet (never TRC-20/HECO)Native Layer-1 Bitcoin (bc1...) only
Memo or tagNone requiredNone requiredDedicated per-account bc1... address (zero memo)
Account prep & authFutures/Savings -> Spot + email OTP + 2FAHTX Earn/Futures -> Spot + Passkey/2FA$0 XORA deposit fee
Test send & yieldSmall Layer-1 BTC test (~10-60 min)Small Layer-1 BTC test (~10-60 min)Up to 14% variable BTC APY value where enabled
⚠ Select native Bitcoin Layer-1 mainnet (bc1...) only (never BEP-20, TRC-20, or HECO)

XORA assigns a dedicated per-account native Bitcoin (bc1...) deposit address at /app?asset=BTC#deposit-btc. Never select BNB Smart Chain (BEP-20), TRON (TRC-20), Ethereum (ERC-20), or HECO when withdrawing BTC from MEXC or HTX.

Checklist

  1. Open /app?asset=BTC#deposit-btc in XORA and copy your dedicated native Bitcoin (bc1...) deposit address (no memo or tag needed).
  2. Transfer your BTC into your MEXC Spot Account or HTX Spot Account so it is unlocked for external withdrawal.
  3. Open BTC On-Chain Withdrawal and select native Bitcoin (BTC) Layer-1 mainnet (never BEP-20, TRC-20, ERC-20, or HECO).
  4. Paste your dedicated XORA bc1... SegWit address and verify the first 6 and last 6 characters.
  5. Approve a small Layer-1 BTC test withdrawal via email OTP and 2FA/Passkey, then verify your txid on mempool.space.
  6. Confirm the BTC test deposit credits in XORA, then withdraw your remaining BTC to the identical bc1... address.

Frequently Asked Questions

Can I select BEP-20 or TRC-20 on MEXC or HTX to save on Bitcoin withdrawal fees?

No. BEP-20 and TRC-20 send wrapped tokens on BNB Smart Chain or TRON rather than real Layer-1 Bitcoin, and will not credit XORA's /app?asset=BTC#deposit-btc rail. Always select native BTC (Bitcoin Layer-1 mainnet).

Do I need a memo or destination tag when withdrawing BTC from MEXC or HTX to XORA?

No. XORA provisions a dedicated per-account native Bitcoin (bc1...) deposit address at /app?asset=BTC#deposit-btc, so zero memo or tag is needed.

Why is my BTC balance showing 0 available on MEXC or HTX Withdraw?

Your BTC is likely allocated in Futures margin, Copy Trading, MEXC Savings, or HTX Earn. Transfer or redeem it into your Spot Account first (free internal transfer).

Are BTC deposits on XORA insured?

No. Neither MEXC, HTX, nor XORA is a bank, and none provides FDIC or SIPC insurance. XORA is a custodial crypto neobank whose published BTC rates (up to 14% variable BTC APY value where enabled) are variable and not guaranteed.

Sources

Next

Open /app?asset=BTC#deposit-btc, copy your dedicated Layer-1 Bitcoin bc1... address, send a small BTC test withdrawal from MEXC or HTX first, and confirm credit in XORA. Rates are variable and not guaranteed.

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