XORA Fees Explained: What You Pay to Deposit, Earn, and Withdraw XRP or TRX
XORA charges $0 deposit, withdrawal, monthly, inactivity, and minimum-balance fees for XRP and native TRX. External transfers still use XRPL or Tron resources.
XORA charges no deposit fee, no withdrawal fee, no monthly fee, no inactivity fee, and no minimum-balance fee. XRP flows use XRPL network fees; native TRX deposits sent from an outside wallet or exchange may use Tron bandwidth, energy, or TRX there. XORA currently covers the broadcast cost for in-app native TRX withdrawals. Network costs are not XORA markup. The APY value shown on your dashboard is the user-facing rate, with no separate management fee layered on top.
The $0-fees story
XORA does not charge to deposit XRP or native TRX, to earn daily yield, or to withdraw supported balances back to a wallet you control. There is no monthly account fee, no inactivity fee, and no minimum-balance requirement. XRP deposits map through a destination tag; native TRX deposits use a TRON mainnet address with no memo.
The only real cost: network fees
Every XRP Ledger transaction pays a tiny network fee that is burned by the ledger, typically a fraction of a cent. Native TRX deposits sent from an external wallet or exchange may consume Tron bandwidth, energy, or TRX depending on that sender and network conditions. In-app native TRX withdrawals are shown as covered by XORA today. These are network-level costs, not XORA markup.
How the displayed APY works
The APY value on your dashboard is the user-facing rate. XRP yield is displayed as up to 22% APY value; when the native TRX pilot is enabled in-app, it can display 28% APY. Rates are variable, not guaranteed, and controlled by XORA treasury and risk settings, but they are not reduced by a hidden management or performance fee.
What to watch on the planned card
The XORA Card is a roadmap product and is not live. Card-related costs such as conversion spread, FX fees, and network charges are common to crypto cards in general and remain to-be-determined for XORA until the card launches. Treat any card fee details as roadmap until card access appears in your account.
XORA fee table
| Action | XORA fee | Other cost | Paid to |
|---|---|---|---|
| Deposit XRP | $0 | XRPL network fee (fraction of a cent) | XRP Ledger |
| Deposit native TRX | $0 | Tron network cost paid by sending wallet or exchange | Tron network |
| Earn daily yield | $0 | None | — |
| Withdraw / send XRP | $0 | XRPL network fee (fraction of a cent) | XRP Ledger |
| Withdraw native TRX | $0 | Currently covered by XORA for in-app withdrawals | XORA / Tron network |
| Monthly account fee | $0 | None | — |
| Inactivity fee | $0 | None | — |
| Minimum balance | None | None | — |
| XORA Card | Roadmap (not live) | TBD until launch | TBD |
Always include the destination tag with your XRP deposit. TRX is different: send native TRX to the TRON mainnet address and do not send TRC-20 tokens or other Tron assets.
Checklist
- Confirm you are sending native XRP on the XRP Ledger with your XORA destination tag, or native TRX on Tron with no memo.
- Note that XORA charges no deposit fee. External network fees belong to XRPL or Tron, not XORA.
- Earn daily yield with no management, monthly, or inactivity fee deducted.
- Withdraw supported XRP or TRX balances with no XORA withdrawal fee, subject to treasury and account controls.
- Check the live APY value on your dashboard, which is the user-facing rate.
Frequently Asked Questions
Does XORA charge any fees?
XORA charges no deposit, withdrawal, monthly, inactivity, or minimum-balance fees for supported XRP and native TRX flows. External transfers still use XRPL or Tron network resources, but those are not XORA markup.
Is there a withdrawal fee on XORA?
No. XORA does not charge a withdrawal fee. XRP withdrawals use the standard XRPL network fee; native TRX in-app withdrawal broadcast cost is currently shown as covered by XORA.
Is there a minimum balance or monthly fee?
No. XORA has no minimum-balance requirement, no monthly account fee, and no inactivity fee.
Does the APY have a hidden management fee?
No. The APY value shown on your dashboard is the user-facing rate. The rate is variable and not guaranteed, but it is not reduced by a separate management or performance fee.
What do network fees cost?
XRPL fees are typically a fraction of a cent in normal conditions. Native TRX deposits sent from a wallet or exchange use Tron bandwidth, energy, or TRX depending on that sender and network conditions. In-app TRX withdrawals are currently shown as covered by XORA.
Sources
- Where XORA yield comes from
- XORA security
- Deposit TRX on Tron to XORA
- How to withdraw XRP from XORA
- Is XORA safe?
- XORA vs Coinbase Earn
Next
Open XORA to view your live XRP or TRX balance, deposit instructions, and yield projection.
Open XoraRelated guides
- Is XRP Yield a Scam?
- How to Get XRP and Earn
- How to Deposit TRX on Tron to XORA
- What Is an XRP Destination Tag?
- XRP yield calculator