Deposit RLUSD from Bitso and Bullish to XORA (2026)
Withdraw Ripple USD (RLUSD) from Bitso or Bullish to XORA on native XRP Ledger (never Ethereum ERC-20) with your numeric Destination Tag and a 10 RLUSD test.
To deposit Ripple USD (RLUSD) from official Ripple distribution partners Bitso or Bullish into XORA, open /app#deposit-rlusd and copy BOTH XORA's shared XRPL treasury address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) and your mandatory numeric Destination Tag. Select the native XRP Ledger (XRPL) network on Bitso or Bullish (never Ethereum ERC-20), keep 'No Destination Tag' unchecked, and send a 10 RLUSD test transfer first (~4-second XRPL finality after broadcast). Where enabled, XORA credits up to 17% variable RLUSD APY value with $0 XORA deposit fee. Rates are variable and not guaranteed; XORA is custodial, not a bank, and not FDIC or SIPC insured.
Direct rails: XRP · RLUSD · BTC · XLM · TRX · RLUSD on XRPL
Withdrawing XRPL RLUSD from Bitso (MXN SPEI / BRL PIX / USD)
Bitso serves as one of Ripple's primary RLUSD liquidity partners across Mexico, Brazil, Argentina, and Colombia. In the Bitso app or web wallet, select RLUSD -> Send / Withdraw -> External Crypto Address, choose the native 'XRP Ledger (XRPL)' network rather than Ethereum (ERC-20), paste XORA's r... address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o), leave 'No Destination Tag' unchecked, and enter your exact numeric XORA Destination Tag.
Withdrawing XRPL RLUSD from Bullish (institutional-grade spot rails)
Bullish (regulated across Gibraltar GFSC, Hong Kong SFC, and Germany BaFin) lists native RLUSD spot pairs with WebAuthn / passkey withdrawal protection. Open Withdraw -> RLUSD, select 'XRP Ledger' as the network (verifying official Ripple XRPL issuer rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De, never Ethereum 0x...), whitelist XORA's r... address together with your numeric Destination Tag, and confirm any Travel Rule beneficiary prompt truthfully.
Why Ethereum ERC-20 RLUSD cannot be sent to XORA's XRPL address
Ripple issues RLUSD natively on both the XRP Ledger (r... classic addresses + numeric Destination Tags) and Ethereum mainnet (0x... ERC-20 contract). XORA's /app#deposit-rlusd rail settles exclusively on the XRP Ledger for ~4-second finality and near-zero ledger fees; never attempt to bridge or withdraw ERC-20 RLUSD to XORA.
10 RLUSD test transfer (~4s finality) and custodial yield disclosures
Approve a 10 RLUSD test withdrawal first, verify it confirms on xrpscan.com and credits automatically in XORA (~4 seconds after Bitso or Bullish broadcasts on XRPL), and then transfer your remaining RLUSD balance with the identical address and numeric Destination Tag. Where enabled, XORA quotes up to 17% variable RLUSD APY value with $0 XORA deposit fee. Rates are variable and not guaranteed; XORA is custodial, not a bank, and not IPAB, FGC, FSCS, FDIC, or SIPC insured.
Bitso vs Bullish vs XORA RLUSD transfer comparison
| Check | Bitso (RLUSD Withdraw) | Bullish (RLUSD Withdraw) | XORA RLUSD rail |
|---|---|---|---|
| Required network | XRP Ledger (XRPL, never ERC-20) | XRP Ledger (never Ethereum ERC-20) | XRPL RLUSD (issuer rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De) |
| Destination Tag | Mandatory numeric Tag (No Tag OFF) | Mandatory whitelisted numeric Tag | Unique numeric tag at /app#deposit-rlusd |
| Security & Travel Rule | Transaction PIN + 2FA confirmation | Passkey / WebAuthn + Travel Rule check | rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o |
| Test send & yield | 10 RLUSD test (~4s after broadcast) | 10 RLUSD test (~4s after broadcast) | $0 XORA deposit fee; up to 17% variable RLUSD APY where enabled |
Ripple issues RLUSD on both XRP Ledger and Ethereum. Always pick XRP Ledger (issuer rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De) on Bitso or Bullish and enter XORA's r... address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) plus your numeric Destination Tag.
Checklist
- Open /app#deposit-rlusd in XORA and copy both XORA's XRPL deposit address (rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o) and your numeric Destination Tag.
- Sign in to Bitso or Bullish, open your RLUSD balance, and select Withdraw / Send to an external crypto wallet.
- Select native XRP Ledger (XRPL) as the withdrawal network (never select Ethereum ERC-20).
- Paste XORA's XRPL r... address, keep any 'No Tag' toggle OFF, and enter your exact numeric Destination Tag.
- Approve a 10 RLUSD test transfer with your Bitso PIN / 2FA or Bullish passkey and wait ~4 seconds after broadcast.
- Confirm the 10 RLUSD test credits in XORA, then send your remaining RLUSD using the identical XRPL address and numeric Destination Tag.
Frequently Asked Questions
Which network must I pick when sending RLUSD from Bitso or Bullish to XORA?
Always select native XRP Ledger (XRPL). XORA credits XRPL-issued RLUSD (Ripple issuer rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De) sent to rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o with your numeric Destination Tag, and does not accept Ethereum ERC-20 RLUSD.
Do I need native XRP on Bitso or Bullish to pay the RLUSD withdrawal fee?
No. Hosted exchanges like Bitso and Bullish deduct their flat withdrawal fee directly in RLUSD when broadcasting on XRPL, unlike self-custody wallets (such as Xaman or Ledger) which require a native XRP reserve and drop fee.
What happens if I omit my numeric Destination Tag when withdrawing RLUSD?
Because XORA uses a shared institutional XRPL treasury address, an untagged RLUSD transfer cannot credit your account automatically and requires manual support review with your 64-character XRPL transaction hash.
Are RLUSD balances on XORA insured like bank deposits?
No. RLUSD is a Ripple-issued stablecoin and XORA is a custodial crypto neobank, not a bank; balances are not insured by IPAB, FGC, FDIC, or SIPC, and published yield rates (up to 17% variable RLUSD APY value where enabled) are variable and not guaranteed.
Sources
- Ripple Official RLUSD Overview & Exchange Partners
- Bitso Help Center: Crypto Withdrawals and Destination Tags
- Bullish Help Center: Digital Asset Withdrawals & Passkeys
- XORA RLUSD on XRPL Guide
- XORA Security and Solvency Architecture
Next
Open /app#deposit-rlusd, copy XORA's XRPL address and your numeric Destination Tag, send a 10 RLUSD test withdrawal from Bitso or Bullish over XRP Ledger first, and confirm credit in XORA. Rates are variable and not guaranteed.
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