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Protocol stats

Live on-chain numbers for the Xora XRP neobank. The page checks every 30 seconds; protocol totals are cached for 120 seconds.

Total value locked
— XRP
≈ $—
Active depositors
unique wallets earning yield
Yield distributed
— XRP
≈ $— paid out
Treasury wallet
— XRP
on-chain backing
XRP price
$—
CoinGecko oracle, 60s cache
Headline APY (Tier 1)
22.0%
15% native + 7% XORA tokens

Public API

All numbers above are sourced from a single open endpoint. Aggregators and dashboards (DeFi Llama, Bitcompare, CeFiRates) are welcome to consume it directly.

GET https://xora.finance/api/stats JSON · public · 60s cache · 10 req/min/IP

How TVL is calculated

TVL is the sum of all active user ledger balances (what depositors are owed in XRP). The treasury wallet figure shows the on-chain XRP backing those balances. Both numbers are reported separately rather than collapsed into a single max() figure — this keeps reporting honest when daily yield credits temporarily exceed on-chain deposits between distribution cycles.

How yield distributed is calculated

Sum of every XRP credit ever paid to a depositor by the yield engine (yield-total:* ledger keys). Credits run at 00:00 UTC daily. Does not include XORA token rewards (token component is denominated separately and does not flow through this counter).

XORA · Protocol Stats Last update —