How to Buy XRP From Claude or ChatGPT

By XORA · Published 2026-05-26 · Updated 2026-05-28

Ask the AI: "Buy me $50 of XRP." Tap Apple Pay. Done — the XRP lands in your XORA account and starts earning yield. No exchange signup, no copy-pasting addresses, no destination tag to remember.

How it works

XORA runs an MCP server (Model Context Protocol — the open standard Claude and ChatGPT both speak). Once connected, the AI can call XORA tools directly: check your balance, show your yield, and generate one-tap Apple Pay links for buying XRP.

When you ask it to buy XRP, the AI returns an Apple Pay link with the XORA treasury address and your unique destination tag already baked in. You tap Pay, the XRP routes straight to your XORA account, and the deposit watcher credits you within 1–2 minutes. Buying and depositing are one action.

Setup — ChatGPT (2 min)

1. Sign in at xora.finance/app with Google, email, passkey, or XRPL wallet.

2. In ChatGPT, go to Settings → Apps → Create App (the option may also appear as "Connectors" depending on your account).

3. Paste the server URL:

https://xora.finance/api/mcp

ChatGPT auto-discovers our OAuth setup. Pick Dynamic Client Registration when prompted; ChatGPT registers itself automatically.

4. Click Connect. You'll be bounced to xora.finance to approve — if you're already signed in, just tap Approve on the consent screen. Back in ChatGPT, the XORA app shows as connected.

5. In any chat, enable the XORA app via the Apps icon (or just @-mention it) and type:

Buy me $50 of XRP

ChatGPT calls xora_buy_xrp, returns an Apple Pay link, you tap it, you're done. Your XORA balance updates within 1–2 minutes and the yield ticker starts moving.

Setup — Claude Desktop (alternative)

Prefer Claude or want a config-file setup? It accepts a long-lived bearer key instead of OAuth.

1. Generate a key at xora.finance/account/api-keys. Copy the xora_sk_ string (shown once).

2. Download Claude Desktop (free) → Settings → Developer → Edit Config. Paste:

{
  "mcpServers": {
    "xora": {
      "url": "https://xora.finance/api/mcp",
      "headers": {
        "Authorization": "Bearer xora_sk_YOUR_KEY_HERE"
      }
    }
  }
}

3. Save, restart Claude Desktop. New chat → ask "Buy me $50 of XRP". Same result.

What else you can ask

• "What's my XORA balance?"
• "How much am I earning?"
• "Show my recent XORA transactions."
• "What's my XRP deposit address?"

For public read-only endpoint details, rate limits, and integration notes, see the XORA public API documentation.

Security

• The AI never sees your card. Apple Pay handles the payment leg; XORA never touches your card details.
• The XRP goes to your tag. Every buy link is hard-coded to your XORA destination tag — physically can't land in another account.
• Revoke anytime. Disconnect the XORA app from ChatGPT or Claude, or revoke any bearer key at xora.finance/account/api-keys. Access drops instantly.
• Audit trail. Every tool call is logged. Treasury inflows are publicly verifiable on the XRP Ledger.