How to Buy XRP From ChatGPT or Claude

By XORA · Published 2026-05-26 · Updated 2026-06-26

You cannot buy XRP inside ChatGPT or Claude today: card and Apple Pay purchases are not available. You can add XRP to XORA from chat. Ask the AI: "Help me add $50 of XRP to XORA." It shows your XRP deposit address and destination tag, and if you hold BTC, ETH, USDT or SOL, the XORA deposit page on the web can swap it into XRP while your XRP balance is zero.

How it works

XORA runs an MCP server (Model Context Protocol — the open standard Claude and ChatGPT both speak). Once connected, the AI can call XORA tools directly: check your balance, show your yield, list recent transactions and return your deposit instructions.

When you ask it to add XRP, the AI can show the XRPL address and your unique destination tag and link to the XORA deposit page. Fund the account by sending XRP from an exchange or wallet, or swap BTC, ETH, USDT or SOL into XRP from the deposit page; a third-party swap service converts it and delivers the XRP to your tag.

Setup — ChatGPT (2 min)

1. Sign in at xora.finance/app with Google, email, passkey, or XRPL wallet.

2. In ChatGPT, go to Settings → Apps → Create App (the option may also appear as "Connectors" depending on your account).

3. Paste the server URL:

https://xora.finance/api/mcp

ChatGPT auto-discovers our OAuth setup. Pick Dynamic Client Registration when prompted; ChatGPT registers itself automatically.

4. Click Connect. You'll be bounced to xora.finance to approve — if you're already signed in, just tap Approve on the consent screen. Back in ChatGPT, the XORA app shows as connected.

5. In any chat, enable the XORA app via the Apps icon (or just @-mention it) and type:

Help me add $50 of XRP to XORA

ChatGPT calls the XORA app, which links your deposit page and can return your deposit address and destination tag. Send XRP from your wallet or exchange with that tag, or open the deposit page to swap BTC, ETH, USDT or SOL into XRP.

Setup — Claude Desktop (alternative)

Prefer Claude or want a config-file setup? It accepts a long-lived bearer key instead of OAuth.

1. Generate a key at xora.finance/account/api-keys. Copy the xora_sk_ string (shown once).

2. Download Claude Desktop (free) → Settings → Developer → Edit Config. Paste:

{
  "mcpServers": {
    "xora": {
      "url": "https://xora.finance/api/mcp",
      "headers": {
        "Authorization": "Bearer xora_sk_YOUR_KEY_HERE"
      }
    }
  }
}

3. Save, restart Claude Desktop. New chat → ask "Help me add $50 of XRP to XORA". Same result.

What else you can ask

• "What's my XORA balance?"
• "How much am I earning?"
• "Show my recent XORA transactions."
• "What's my XRP deposit address?"

For public read-only endpoint details, rate limits, and integration notes, see the XORA public API documentation.

Security

• No payment runs through the AI. The assistant returns account data and deposit details; it never handles a payment.
• The XRP goes to your tag. Native XRP deposits use your XORA destination tag, and swaps started from the deposit page deliver XRP to the same address and tag.
• Revoke anytime. Disconnect the XORA app from ChatGPT or Claude, or revoke any bearer key at xora.finance/account/api-keys. Access drops instantly.
• Audit trail. Treasury inflows are publicly verifiable on the XRP Ledger.

Frequently asked questions