How to Buy XRP From ChatGPT or Claude

By XORA · Published 2026-05-26 · Updated 2026-06-26

Ask the AI: "Help me add $50 of XRP to XORA." XORA can show your deposit instructions from chat, and when the signed on-ramp is enabled for your account it can start a prefilled buy flow.

How it works

XORA runs an MCP server (Model Context Protocol — the open standard Claude and ChatGPT both speak). Once connected, the AI can call XORA tools directly: check your balance, show your yield, return your deposit instructions, and start supported buy flows when the signed on-ramp is enabled.

When you ask it to add XRP, the AI keeps the money path inside XORA-controlled surfaces. It can show the XRPL address and your unique destination tag, and when the signed card or Apple Pay on-ramp is enabled it can return a prefilled buy link. If the on-ramp is not enabled, use the native XRP deposit instructions shown in the app.

Setup — ChatGPT (2 min)

1. Sign in at xora.finance/app with Google, email, passkey, or XRPL wallet.

2. In ChatGPT, go to Settings → Apps → Create App (the option may also appear as "Connectors" depending on your account).

3. Paste the server URL:

https://xora.finance/api/mcp

ChatGPT auto-discovers our OAuth setup. Pick Dynamic Client Registration when prompted; ChatGPT registers itself automatically.

4. Click Connect. You'll be bounced to xora.finance to approve — if you're already signed in, just tap Approve on the consent screen. Back in ChatGPT, the XORA app shows as connected.

5. In any chat, enable the XORA app via the Apps icon (or just @-mention it) and type:

Buy me $50 of XRP

ChatGPT can call the XORA app to start the supported XRP flow. If a signed buy link is available for your account, confirm it inside XORA. Otherwise, copy the address and destination tag from XORA and send XRP from your wallet or exchange.

Setup — Claude Desktop (alternative)

Prefer Claude or want a config-file setup? It accepts a long-lived bearer key instead of OAuth.

1. Generate a key at xora.finance/account/api-keys. Copy the xora_sk_ string (shown once).

2. Download Claude Desktop (free) → Settings → Developer → Edit Config. Paste:

{
  "mcpServers": {
    "xora": {
      "url": "https://xora.finance/api/mcp",
      "headers": {
        "Authorization": "Bearer xora_sk_YOUR_KEY_HERE"
      }
    }
  }
}

3. Save, restart Claude Desktop. New chat → ask "Buy me $50 of XRP". Same result.

What else you can ask

• "What's my XORA balance?"
• "How much am I earning?"
• "Show my recent XORA transactions."
• "What's my XRP deposit address?"

For public read-only endpoint details, rate limits, and integration notes, see the XORA public API documentation.

Security

• The AI never sees your card. When the signed on-ramp is enabled, Apple Pay or the card provider handles the payment leg; XORA does not expose card details to the assistant.
• The XRP goes to your tag. Native XRP deposits use your XORA destination tag. Signed buy links, when enabled, are prefilled for the intended XORA account.
• Revoke anytime. Disconnect the XORA app from ChatGPT or Claude, or revoke any bearer key at xora.finance/account/api-keys. Access drops instantly.
• Audit trail. Every tool call is logged. Treasury inflows are publicly verifiable on the XRP Ledger.

Frequently asked questions